The Department of Defense's Office of Financial Readiness Learning Resource Library (LRL) connects service providers and leaders with common military training (CMT) curriculum and ancillary materials used to support the Department of Defense's mission to provide financial literacy education to Service and family members.  The LRL houses all financial literacy touchpoint (TP) curriculum approved for use by Personal Financial Managers and Counselors (PFM and PFC). In addition to TP resources, the LRL also hosts program support materials, Service Leader resources, and financial literacy program information. 

PFC Approved Curriculum and Materials Program Support Materials Additional Materials (not PFC approved)

Common Military Training (CMT)

  • Touchpoints
  • Touchpoint Updates Tracker
  • CMT Info Charts

Ancillary Training Materials

  • Beyond the Touchpoints
  • Air Force Additional Materials
  • Financial Planning for Transition
  • Promotion Materials
  • Service Provider and Leader Resources
  • Shareable Resources
  • Training Support Resources

Navy

  • Command Financial Specialist materials
  • IPFM Desk and How-To Guides
  • Million Dollar Sailor
  • Standardized Financial Curriculum

Coast Guard

File Information

  • All files are view only.
  • Files must be downloaded to access functionality, including URL links and fillable PDFs and spreadsheets. 
  • LRL resources are frequently updated. Track updated CMT TP resources here. 
Related Resources

Sen$e: download the DoD's free   financial literacy app.

 Websites
Contact Information

Use the information below to connect with the Department of Defense's Office of Financial Readiness (FINRED). 

Resource Spotlight

Military Spouse Income Taxation Under SCRA

The Servicemembers Civil Relief Act (SCRA) provides guidance for military spouses on where they pay earned income
tax when living in a different location due to their member's military orders. Recent SCRA updates allow military spouses to choose one of three options for the purpose of state taxation. Click here to learn more. 

Flexible Spending Accounts ​

Flexible Spending Accounts (FSAs), including Health Care FSAs and Dependent Care FSAs, allow Service members to set aside pre-tax dollars to cover qualified health and dependent care expenses. Click here to learn more.

The appearance of hyperlinks does not constitute endorsement by the Defense Department of non-U.S. government sites, or the information, products, or services contained therein. Other than for authorized activities such as military exchanges and MWR sites, the United States Defense Department does not exercise any editorial control over the information you may find at these locations. Such links are provided consistent with the stated purpose of this website. DoD Web Policy

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